GK and monthly revision

Fintechs capture 57% share of small personal loans as stress mounts: RBI report

According to a recent RBI report, fintech lenders have captured a significant 57% share of the small personal loan market in India, specifically loans under Rs 50,000, by March 2026. This growth is notable as it reflects a shift towards digital lending, particularly among younger borrowers. However, the rise in delinquencies to 6.4% for fintechs raises concerns about the sustainability of this segment, highlighting the associated risks in unsecured lending.