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IRDA insurance exam

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IRDA IC38 Mock Test 2026 — Free Insurance Agent Licensing Practice

IRDA IC38 practice tests for insurance agent licensing — 50 objective questions, pass mark 35% (18 correct out of 50). Chapter notes, memory sheets and exam-day revision material included.

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50 questions · 60 minutes · score, rank and answer review unlock with a free account after you submit.

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Premium unlock

Unlock compact IC38 notes after the free insurance mock

IC38 search traffic gets a focused pack for IRDA concepts, chapter notes, memory sheets and licensing-style practice.

Quick answer

IC38 preparation path

Use the IC38 route for insurance-agent exam practice, IRDA concept revision, chapter notes and memory sheets before buying the IC38 pack.

Prep system

What aspirants get

IC38 chapter practice (50-question objective format)
IRDA concept notes — insurance principles, agent duties, policy types
Language-friendly revision support
Exam-day memory sheets
Attempt review with answer logic

Focused coverage

How this page supports the exam

IRDA IC38 licensing exam

IC38 is the IRDA-mandated exam for insurance agents — 50 objective questions with a pass mark of 35% (18 correct). Practice is focused on the licensing format, not general GK.

Language support

Revision copy is written for Hindi-English learners, with space to expand into Malayalam and other regional support after content QA.

Compact notes pack

The paid product is positioned as a focused notes and practice pack for insurance licensing revision.

Preparation advantage

Why aspirants choose this path

Study the insurance concepts in a compact sequence

Revise with memory sheets before the exam

Practice licensing-style questions with explanations

AI-powered prep

Study smarter, not just harder

Personalised Study Plan

AI analyses your mock test results to build a weekly study schedule targeting your weak areas.

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AI Doubt Solver

Ask any exam question in Hindi or English. AI answers using the KarmSakha question bank.

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IC38 questions

Know the preparation path before you start

What is included in the IC38 preparation path?

IRDA IC38 Mock Test 2026 — Free Insurance Agent Licensing Practice includes exam-focused practice, answer review, notes, analytics and upgrade options through KarmSakha paid products.

Who should choose the IC38 pack?

Choose this path if you are actively preparing for IC38 and want a structured test series, revision material and progress review instead of scattered practice.

Can I add eBooks or a yearly pass later?

Yes. Aspirants can start with the focused pack and later add the eBook Vault or Career Pass when they want broader exam coverage.

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