IRDA IC38 licensing exam
IC38 is the IRDA-mandated exam for insurance agents — 50 objective questions with a pass mark of 35% (18 correct). Practice is focused on the licensing format, not general GK.
IRDA insurance exam
NewIRDA IC38 practice tests for insurance agent licensing — 50 objective questions, pass mark 35% (18 correct out of 50). Chapter notes, memory sheets and exam-day revision material included.
50 questions · 60 minutes · score, rank and answer review unlock with a free account after you submit.
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IC38 search traffic gets a focused pack for IRDA concepts, chapter notes, memory sheets and licensing-style practice.
Quick answer
Use the IC38 route for insurance-agent exam practice, IRDA concept revision, chapter notes and memory sheets before buying the IC38 pack.
Prep system
Focused coverage
IC38 is the IRDA-mandated exam for insurance agents — 50 objective questions with a pass mark of 35% (18 correct). Practice is focused on the licensing format, not general GK.
Revision copy is written for Hindi-English learners, with space to expand into Malayalam and other regional support after content QA.
The paid product is positioned as a focused notes and practice pack for insurance licensing revision.
Preparation advantage
Study the insurance concepts in a compact sequence
Revise with memory sheets before the exam
Practice licensing-style questions with explanations
AI-powered prep
AI analyses your mock test results to build a weekly study schedule targeting your weak areas.
See my planAsk any exam question in Hindi or English. AI answers using the KarmSakha question bank.
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Pass the IRDAI IC38 insurance-agent licence exam in your first attempt — free mock tests, solution walkthroughs, memory sheets and chapter-wise revision in Hindi and English.

Digital library
PYQ collections, GK notes, railway packs, SSC notes and state-job preparation material.
Best value
One yearly pass for priority test series, eBook vault, course notes, analytics and mobile reminders.
IC38 questions
IRDA IC38 Mock Test 2026 — Free Insurance Agent Licensing Practice includes exam-focused practice, answer review, notes, analytics and upgrade options through KarmSakha paid products.
Choose this path if you are actively preparing for IC38 and want a structured test series, revision material and progress review instead of scattered practice.
Yes. Aspirants can start with the focused pack and later add the eBook Vault or Career Pass when they want broader exam coverage.
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₹499 · tests, notes and review
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