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You Do Not Need ₹15 Crore to Retire Comfortably: How Bonds Can Build Predictable Retirement Income

The article challenges the perception that a retirement corpus of ₹15 crore is necessary for a comfortable life, suggesting that a couple retiring in their early 50s can manage with a corpus of ₹4-5 crore if they maintain monthly expenses of ₹1 lakh. This approach emphasizes a diversified investment strategy involving bonds for steady income and index funds for growth. The significance lies in reshaping retirement planning strategies, making them more accessible and realistic for the average investor.