Payments
Payment gateways, UPI and card rails, merchant platforms and the settlement and reconciliation systems that move money between banks.
Financial technology & insurance careers
FinTech & InsurTech Jobs in India
Discover roles across financial technology, insurance technology, payments, digital banking, insurance AI, underwriting, risk, product, data and operations.
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FinTech & InsurTech jobs on KarmSakha
Explore careers across financial technology, insurance technology, AI, underwriting, payments, risk, data, product and insurance operations.
Every listing here shows evidence of financial-services or insurance relevance in the role or the employer. Roles that merely carry a generic “Finance” tag are excluded, and listings whose stated deadline has passed are removed.
Sector
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No active opportunities match these filters right now.
We would rather show nothing than pad this page with unrelated vacancies. New financial-services and insurance openings are added as they are published and verified — the guidance below stays useful in the meantime.
Browse by career function
Other FinTech & InsurTech role families
These categories have no active opportunities right now. Each link runs a live filter, so it will show real listings as soon as any are published.
AI, Data & Engineering
Engineering and analytics roles inside financial-services and insurance businesses — platforms, models, pipelines and the systems that run them.
See live ai & machine learning rolesProduct & Digital Transformation
Product and programme roles shaping payment, lending, policy and servicing journeys.
See live product management rolesInsurance Operations & Underwriting
Underwriting, actuarial, claims and policy-operations roles across insurers and insurance intermediaries.
See live underwriting rolesRisk, Compliance & Fraud
Risk modelling, AML/KYC, regulatory and fraud-investigation roles across banks, insurers and regulators.
See live risk rolesSales & Customer Success
Distribution, relationship-management and customer-servicing roles in financial services and insurance.
See live sales rolesWhere the work is
FinTech career areas
Financial technology is not one job market. These are the main areas hiring in India, and what people in them actually work on.
Lending & Credit
Loan origination systems, credit assessment and scoring, collections technology and the risk analysis behind a lending decision.
Digital Banking
Banking apps, account and card infrastructure, APIs and the customer-service journeys built on top of core banking systems.
WealthTech
Investing and broking platforms, mutual-fund distribution, portfolio tools and the market-data plumbing they depend on.
Embedded Finance
Financial products offered inside non-financial apps — checkout credit, in-app insurance, payouts — usually delivered through partner APIs.
RegTech
Compliance, AML and KYC systems, transaction monitoring and regulatory reporting for regulated financial entities.
Insurance Technology
Distribution and quoting platforms, underwriting workbenches, claims systems, policy administration and customer servicing.
Insurance & AI
AI & technology careers in insurance
Insurance runs on data: risk selection, pricing, claims and servicing are all decisions made from information. That is why technology and AI roles have grown inside insurers, brokers and InsurTech companies. Not every insurer uses all of the techniques below — adoption varies widely by company and line of business — but these are the role types the shift is creating.
Insurance AI & ML engineering
Building and deploying models used in pricing, risk selection, claims triage or servicing — and the pipelines and monitoring around them.
Insurance data science
Working with policy, claims and exposure data to find patterns that inform pricing, retention, reserving or distribution decisions.
Underwriting analytics
Supporting underwriters with data: risk scoring, portfolio analysis, rule design and measuring how well selection decisions performed.
Claims automation
Straight-through processing for simpler claims, routing and triage logic, and the exception handling that sends complex claims to people.
Fraud detection
Detecting suspicious claims and applications with rules, anomaly detection or models, and working alongside investigation teams.
Risk modelling
Quantitative work on exposure, catastrophe or portfolio risk, often close to actuarial teams and their reserving and capital work.
Document AI
Extracting structured data from proposal forms, medical reports, invoices and policy documents so downstream systems can use it.
Conversational AI
Assistants and chat interfaces for policy questions, renewals and claims status, with careful handling of regulated information.
Policy administration platforms
The core systems that hold policies through their lifecycle — issuance, endorsements, renewals, cancellation and reporting.
Insurance product management
Defining what an insurance product or digital journey should do, working across underwriting, actuarial, operations, legal and engineering.
Insurance software engineering
Building and integrating the applications insurers and intermediaries run — portals, APIs, integrations with insurers and regulators.
Compliance automation
Turning regulatory requirements into checks, controls and reporting that run reliably rather than as manual spreadsheets.
Actuarial analytics
Pricing, reserving, valuation and experience analysis. This route requires actuarial examinations alongside technical skills.
Changing track
Moving from government exam preparation to FinTech & insurance careers
Many KarmSakha users have spent years preparing for banking and government examinations. That preparation builds real, transferable ability — but it is not a substitute for technical training. Here is an honest reading of where it helps.
| What you already practised | Where it can transfer |
|---|---|
| Quantitative aptitude | Operations roles, Analytics support, Entry-level risk, Financial analysis |
| Reasoning | Fraud operations, Compliance checks, Underwriting support, Risk analysis |
| Economics & current affairs | Financial-services awareness, Banking operations, Market research, Product support |
| Communication & language | Customer success, Sales, Relationship management, Support functions |
Be realistic about the gap. Exam preparation alone does not qualify anyone for a software engineering, data science or actuarial position. Those routes need additional professional skills — programming and system design for engineering, statistics and applied modelling for data science, and the actuarial examinations for actuarial work. Operations, support, sales and junior analytics roles are the realistic first steps, with technical skills built alongside.
What to build
Skills for FinTech & InsurTech careers
Grouped by the kind of role you are aiming at, not listed for the sake of it.
Technology
- Java
- Python
- JavaScript / TypeScript
- SQL
- APIs
- Cloud platforms
- Distributed systems
- Cybersecurity
AI & data
- Python
- SQL
- Statistics
- Machine learning
- Data pipelines
- Analytics
- Model evaluation
Insurance
- Underwriting
- Claims
- Insurance operations
- Actuarial concepts
- Policy lifecycle
- Distribution
Insurance-specific knowledge is often taught on the job; IRDAI-recognised certifications such as IC38 cover distribution roles.
Financial services
- Payments
- Lending
- Banking operations
- Credit
- Risk
- AML / KYC
- Compliance
Product
- User research
- Metrics
- Product analytics
- Requirements
- Experimentation
- Agile delivery
Starting out
FinTech & InsurTech jobs for freshers
Entry into these sectors usually happens through operations, servicing and distribution roles rather than through engineering. Not every role is accessible without training — read each listing's stated requirements before applying.
- Operations and back-office processing
- Customer support and servicing
- Relationship and branch roles
- Business development
- QA and software testing
- Junior analytics and reporting
- Internships and graduate programmes
- Claims support
- Underwriting support
- Sales and distribution
- Junior product operations
No listings on this hub are currently tagged as fresher-friendly. Rather than show roles that are not, browse fresher-friendly remote jobs or set up job alerts.
Know the landscape
Companies and institutions in these sectors
Useful orientation when you are researching employers or preparing for interviews. Listing a company here is not a statement that it is hiring — every live vacancy on this page comes from actual job data.
Insurance & InsurTech
- ACKO
- Digit Insurance
- Policybazaar
- Turtlemint
- InsuranceDekho
- HDFC Life
- ICICI Lombard
- ICICI Prudential
- Bajaj Allianz
- SBI Life
- LIC
- Max Life
- Star Health
- Tata AIG
- Future Generali
FinTech, payments & investing
- Razorpay
- PhonePe
- Paytm
- CRED
- BharatPe
- Pine Labs
- PayU
- Cashfree
- Groww
- Zerodha
- Upstox
- Navi
- Slice
- Lendingkart
- KreditBee
Public-sector & regulated institutions
- Reserve Bank of India
- SEBI
- IRDAI
- NABARD
- SIDBI
- NPCI
- State Bank of India
- Punjab National Bank
- Bank of Baroda
- New India Assurance
- United India Insurance
- GIC Re
Pay
What these roles pay
Compensation varies significantly by role, experience, company and city. No range on this page is generated — where a listing shows pay, it is the figure the employer stated, and public-sector listings carry the scale published in the official notification. To compare typical ranges by role, city tier and experience, use the KarmSakha Salary Explorer; its figures are planning estimates, not verified offers.
Apply safely
Apply safely
- KarmSakha lists vacancies for discovery. We are not the hiring company and we do not guarantee hiring.
- Check the employer and the domain the application form actually lives on.
- Avoid recruiters who ask for upfront payments, registration fees or “training” charges.
- Never share OTPs, banking passwords, UPI PINs or card details with a recruiter.
- Financial-services roles are regulated — verify licences and registrations where a role requires them.
- Spot something suspicious or expired? Remote listings carry a Report this job link on the vacancy page; for any other listing, contact us and we will review it.
KarmSakha in the news
Our FinTech & InsurTech expansion
KarmSakha's move beyond government-exam preparation into private-sector technology, FinTech and InsurTech recruitment — and its focus on helping candidates from Tier-2 and Tier-3 cities move into private-sector careers — has been covered externally. Read about KarmSakha's FinTech & InsurTech expansion on SiliconIndia. Press coverage is independent reporting, not an endorsement.
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