
Current Affairs
Current Affairs Jan 2025-June 2026 Master Book
One English master PDF for SSC, railway, banking, defence and state exams, covering Jan 2025-June 2026 with source links and MCQs.
NIACL updates
The NIACL cutoff is the last qualifying mark for a stage, set where merit meets vacancies for each category. This page explains how New India Assurance Company Ltd (NIACL) determines it and how to read official cutoff trends sensibly.
Facts last verified 17 July 2026
How it works
The cutoff is where the merit list is cut for each category once vacancies are filled — it is an outcome of the cycle, not a pre-set pass mark.
The cutoff reflects merit across the counted stages for each category and post.
Vacancy count, applicant strength and paper difficulty are the levers — a harder paper or larger vacancy pool pulls the qualifying mark down, and the reverse pushes it up.
Where multiple shifts run, normalisation adjusts raw scores before the cutoff is applied, so compare normalised — not raw — marks against it.
Official cutoff notices from earlier cycles on newindia.co.in are the only reliable trend source — coaching estimates published before the official notice routinely miss by a wide margin.
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Current Affairs
One English master PDF for SSC, railway, banking, defence and state exams, covering Jan 2025-June 2026 with source links and MCQs.
Common questions
With the result-related notices on newindia.co.in, category-wise for the stage concerned.
It tracks vacancies, applicant strength and paper difficulty, so movement between cycles is normal.
No — reservation distributes vacancies across categories, so each category's last-filled rank lands at a different mark.