Exam prep page
JAIIB Exam Guide
JAIIB — Junior Associate of the Indian Institute of Bankers — is a professional certification awarded by IIBF to people already working in a bank. It is not a recruitment exam: candidates sit it to build banking credentials and support promotion. The certification is made up of four separately examined papers, and CAIIB is the follow-on IIBF certification for those who clear it.
Made for JAIIB
JAIIB 2026 Four-Paper Revision Guide
JAIIB के लिए तैयार किया गया · भाषा: अंग्रेज़ी
- 170 pages digital eBook
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Exam structure
The four JAIIB papers
JAIIB is one certification examined as four separate papers. Each paper below links to the KarmSakha material written for it.
Indian Economy and Indian Financial System
The economic and financial-system grounding paper.
Open Indian Economy and Indian Financial SystemPrinciples of Banking
Core banking principles and day-to-day banking practice.
Open Principles of BankingAccounting and Finance for Bankers
Accounting and financial management as applied in a bank.
Open Accounting and Finance for BankersRetail Banking and Wealth Management
Retail products, customer segments and wealth-management basics.
Open Retail Banking and Wealth ManagementAll four papers together
Combined revision guide covering every paper in one pass.
Open All four papers togetherCAIIB — the next certification
The IIBF certification that follows JAIIB, examined as four compulsory papers plus one elective.
Open CAIIB — the next certificationCoverage