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    Profit and Loss

    Comprehensive study notes for SSC CGL preparation covering key concepts, important facts, previous year question analysis, and practice MCQs.

    Overview

    Profit and Loss is a highly practical and frequently tested topic in the **SSC CGL** Quantitative Aptitude section. You can expect **2-3 direct questions** per shift, plus additional questions where P&L concepts are embedded in other problems. This topic builds directly on Percentage concepts, so a strong foundation in percentages will make P&L much easier. In SSC CGL Tier 1, questions range from straightforward profit/loss calculations to tricky problems involving dishonest dealers, successive discounts, and marked price scenarios. The good news is that most P&L problems follow predictable patterns that can be solved with standard formulas.

    Key Concepts

    ### Basic Terminology | Term | Definition | |---|---| | **Cost Price (CP)** | The price at which an article is purchased | | **Selling Price (SP)** | The price at which an article is sold | | **Marked Price (MP)** | The price displayed/labeled on the article (also called List Price) | | **Profit** | SP - CP (when SP > CP) | | **Loss** | CP - SP (when CP > SP) | | **Discount** | MP - SP (reduction from marked price) | | **Profit %** | (Profit/CP) × 100 | | **Loss %** | (Loss/CP) × 100 | | **Discount %** | (Discount/MP) × 100 | ### Critical Point: Profit and Loss percentages are ALWAYS calculated on Cost Price, while Discount percentage is calculated on Marked Price.

    Detailed Explanation

    ### Core Formulas **When there is Profit:** - SP = CP × (100 + Profit%)/100 - CP = SP × 100/(100 + Profit%) - Profit% = [(SP - CP)/CP] × 100 **When there is Loss:** - SP = CP × (100 - Loss%)/100 - CP = SP × 100/(100 - Loss%) - Loss% = [(CP - SP)/CP] × 100 ### Marked Price, Discount, and Selling Price **Relationship**: MP × (100 - Discount%)/100 = SP **If both MP and CP are known:** - Overall Profit% = [(MP × (100-d%)/100 - CP)/CP] × 100 ### Successive Discounts Two successive discounts of a% and b% are equivalent to: **Single discount** = (a + b - ab/100)% **Example**: Successive discounts of 20% and 10%: = 20 + 10 - (20×10)/100 = 30 - 2 = **28%** (NOT 30%) ### Dishonest Dealer Problems A dealer who uses false weights: **Profit%** = [(True Weight - False Weight)/False Weight] × 100 **Example**: A dealer sells at CP but uses 900g instead of 1000g: Profit% = [(1000-900)/900] × 100 = 100/900 × 100 = **11.11%** **If he also marks up the price:** Total gain = [(1 + markup/100) × (True weight/False weight) - 1] × 100% ### Buy X Get Y Free **Effective Discount%** = [Y/(X+Y)] × 100 **Example**: Buy 3 Get 1 Free: Effective discount = [1/(3+1)] × 100 = **25%** ### Selling at Different Rates If a person sells one item at a% profit and another at a% loss (both on CP): - **Net Loss** = a²/100 % - This is ALWAYS a loss, never a profit!

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    Important Facts & Formulas

    ### Quick Reference Table | Scenario | Formula | |---|---| | CP when SP and Profit% given | CP = SP × 100/(100 + P%) | | CP when SP and Loss% given | CP = SP × 100/(100 - L%) | | SP for desired Profit% | SP = CP × (100 + P%)/100 | | SP for given Loss% | SP = CP × (100 - L%)/100 | | Successive discounts a%, b% | Equivalent = a + b - ab/100 | | False weight profit | (True - False)/False × 100 | | Buy X Get Y free | Discount = Y/(X+Y) × 100 | | Same % profit and loss on 2 items | Always loss = a²/100 % | ### Multiplier Method (Fastest Approach) | Profit/Loss | Multiplier | |---|---| | 10% profit | × 1.1 | | 20% profit | × 1.2 | | 25% profit | × 1.25 | | 10% loss | × 0.9 | | 20% loss | × 0.8 | | 25% loss | × 0.75 | **Chain**: CP → (×markup) → MP → (×(1-discount)) → SP ### Cost Price Ratios (Shortcut for SSC CGL) If SP of two articles is the same, one sold at x% profit and other at y% loss: **CP ratio** = (100-y) : (100+x)

    Previous Year Question Analysis

    ### SSC CGL Exam Trends (2019-2024) - Direct P&L calculation: 1-2 questions per shift - Marked price & discount: 1-2 questions per shift - Dishonest dealer: Appears every 2-3 shifts - Successive discounts: At least once per exam ### Difficulty Distribution - Easy (direct formula): 30% - Medium (2-step problems, MP+discount): 50% - Hard (dishonest dealer + markup combo, conditional problems): 20%

    Practice MCQs (5 Questions with Answers)

    **Q1.** A shopkeeper marks an article 40% above the cost price and gives a discount of 25%. Find the profit percentage. (a) 5% (b) 10% (c) 15% (d) 12% **Answer: (a) 5%** Explanation: Let CP = 100. MP = 140. SP = 140 × 75/100 = 105. Profit = 5%. **Q2.** A man buys an article for Rs. 800 and sells it at a loss of 15%. What is the selling price? (a) Rs. 700 (b) Rs. 680 (c) Rs. 720 (d) Rs. 650 **Answer: (b) Rs. 680** Explanation: SP = 800 × (100-15)/100 = 800 × 0.85 = 680. **Q3.** Two successive discounts of 20% and 15% are equivalent to a single discount of: (a) 35% (b) 32% (c) 30% (d) 28% **Answer: (b) 32%** Explanation: Single discount = 20 + 15 - (20×15)/100 = 35 - 3 = 32%. **Q4.** A dishonest dealer sells goods at cost price but uses a weight of 800g instead of 1 kg. His profit percentage is: (a) 20% (b) 25% (c) 15% (d) 30% **Answer: (b) 25%** Explanation: Profit% = [(1000-800)/800] × 100 = 200/800 × 100 = 25%. **Q5.** A man sells two articles at Rs. 5,000 each. On one he gains 25% and on the other he loses 25%. What is the overall gain or loss? (a) 6.25% loss (b) No gain no loss (c) 6.25% gain (d) 5% loss **Answer: (a) 6.25% loss** Explanation: When same amount of profit% and loss% on two articles sold at same SP, there is always a loss = (25)²/100 = 625/100 = 6.25% loss.

    Memory Tips & Mnemonics

    ### "CP is the BOSS" Rule - Profit% and Loss% are ALWAYS calculated on **CP** (the boss/base) - Discount% is calculated on **MP** (the marked/displayed price) - Never mix these up - SSC loves to trick you on this! ### The P&L Chain: "C-M-S" **C**ost Price → **M**arked Price → **S**elling Price - CP to MP: Add markup - MP to SP: Subtract discount - CP to SP: The final profit or loss ### "Same-Same = Loss-Loss" When selling two items at the SAME selling price, one at x% profit and one at x% loss: - Result is ALWAYS a loss - Loss% = x²/100 - Remember: "Equal profit-loss on same SP = guaranteed loss" ### Discount Trick: "Don't Just Add!" Successive discounts of 20% and 10% ≠ 30% Always use: a + b - ab/100 Think: "Subtract the product divided by 100"